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Ready / card profile

Ready Card

Mastercard / Debit

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Card options

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Card plan

LiteLite: free plastic card; $6.99 shipping; 2% ATM fee; 1% FX fee; no premium perks

Ready Card details updated

At a glance

Card details

Card model
Debit
Payment network
Mastercard
Funding model
Self-Custody
Funding or top-up fee
Not disclosed
Regions
Global
Annual fee
Free
FX fee
1%
Rewards
Lite card spend is not eligible for points; in-app token trades earn 0.3 points per $1
ATM fees and limits
2% issuer ATM fee
Requirements
No
KYC
Required

Monthly spend volume

Reported card spend for Ready, month by month. Hover or tap a bar for the exact figure.

0$2.1M$4.3M$6.4M$8.5MNov 2024Feb 2025MayAugNovFeb 2026MayAug
Monthly card volume
MonthTotal volume
Nov 2024$16,726
Dec 2024$42,064
Jan 2025$42,250
Feb 2025$40,446
Mar 2025$89,179
Apr 2025$284,515
May 2025$420,073
Jun 2025$552,987
Jul 2025$972,738
Aug 2025$1,366,223
Sep 2025$2,183,602
Oct 2025$3,298,084
Nov 2025$5,224,433
Dec 2025$7,145,153
Jan 2026$8,244,566
Feb 2026$7,015,246
Mar 2026$7,831,867
Apr 2026$7,122,278
May 2026$5,574,143
Jun 2026$3,220,703
Jul 2026$988,047
Aug 2026$0

Included value

Benefits & perks / Lite

View current terms

subscriptions

Subscription rebateComing soon

Announced, not live: 25% back in points on Claude, Netflix, and Spotify subscriptions

wallet

Mobile wallet support

Google Pay is live; Apple Pay is listed as coming soon

Issuer sourcesReview 9 sourced detailsShow sources

From the issuer

Latest card details

Program Identity
Ready Card is one program with Lite and Metal plansApplies to the card program
View source
Plan Lite
Lite: free plastic card; $6.99 shipping; 2% ATM fee; 1% FX fee; no premium perksApplies to the card program
View source
Plan Metal
Metal: $120/year; express shipping included; first $800 ATM monthly free; no FX fee; partner perksApplies to the card program
View source
Ready Rewards Metal
Metal earns 3 points per $1 of card spend and 0.6 points per $1 of in-app token trades; boosts can raise card earn to 9 points per $1Metal plan
View source
Ready Rewards Lite
Lite card spend is not eligible for points; in-app token trades earn 0.3 points per $1Lite plan
View source
Ready Rewards Redemption
Points can refund a full eligible card purchase into USDC after settlement and a seven-day grace periodApplies to the card program
View source
Subscription rebate
Announced, not live: 25% back in points on Claude, Netflix, and Spotify subscriptionsApplies to the card program
View source
Metal Partner Perks
Metal partner offers include Ramp 30% fee discount, Layerswap fee refunds, Koinly 20%, Nansen 25%, StarknetID 50%, Airalo 15%, and an extra NordVPN 5%Metal plan
View source
Mobile wallets
Google Pay is live; Apple Pay is listed as coming soonApplies to the card program
View source

Direct links open the current official source for each detail.