Market structure / 60 cards
How is the current catalog structured?
47 of 60 cards have a collected funding-model description. Source links remain available on researched card profiles.
Funding models
Broad working categories make unlike issuer language comparable without turning missing values into assumptions.
| Model | Programs | Share |
|---|---|---|
| Self-custody | 25 | 42% |
| Custodial account | 17 | 28% |
| Not disclosed | 13 | 22% |
| Other funding model | 3 | 5% |
| Wallet conversion | 2 | 3% |
Payment networks
Program count, not spend or transaction share. Dual-network programs remain a separate category.
| Model | Programs | Share |
|---|---|---|
| Visa | 25 | 42% |
| Not disclosed | 17 | 28% |
| Mastercard | 16 | 27% |
| Visa / Mastercard | 2 | 3% |
Card models
Broad categories normalized from current catalog descriptions.
| Model | Programs | Share |
|---|---|---|
| Debit | 27 | 45% |
| Not disclosed | 13 | 22% |
| Prepaid | 11 | 18% |
| Credit | 5 | 8% |
| Other card model | 2 | 3% |
| Virtual only | 2 | 3% |
Adoption analytics
Payment volume is not imported yet.
PaymentScan offers volume, transaction, address, chain, currency, and network series through a paid API. The backend connector is ready, but CardStats will not display those series without an API key and explicit republication rights.
Interpretation
Coverage is not market share.
Exact counts stay paired with the denominator. Nothing here measures cardholders, payment volume, safety, or product quality.