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Fold Card

Visa / Debit

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Subscription

MemberDebit membership is free; Fold+ costs $10 monthly or $100 annually

Fold Card details updated

At a glance

Card details

Card model
Debit
Payment network
Visa
Funding model
Custodial
Funding or top-up fee
Not disclosed
Regions
US
Annual fee
Free
FX fee
0%
Rewards
Fold+ debit benefits include up to 1.5% ACH bill pay, up to 15% merchant boosts, 1.5% categories, and 0.5% other eligible purchases
ATM fees and limits
No Fees (In-Network)
Requirements
None
KYC
Required
Issuer sourcesReview 5 sourced detailsShow sources

From the issuer

Latest card details

Product Boundary
Fold Debit and Fold Bitcoin Credit Card are separate products with different issuers and economicsApplies to the card program
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Debit Subscriptions
Debit membership is free; Fold+ costs $10 monthly or $100 annuallyApplies to the card program
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Debit Rewards
Fold+ debit benefits include up to 1.5% ACH bill pay, up to 15% merchant boosts, 1.5% categories, and 0.5% other eligible purchasesApplies to the card program
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Credit Rewards
Credit card earns 1.5% BTC uncapped; recurring/direct-to-bitcoin and BTC statement-payment bonuses can raise the first $2,000 monthly spend to at most 4%Applies to the card program
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Credit Annual Fee
Fold Bitcoin Credit Card has no annual feeApplies to the card program
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