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Cypher issuer mark

Cypher / card profile

Cypher Card

Visa / Prepaid

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At a glance

Card details

Card model
Prepaid
Payment network
Visa
Funding model
Non-Custodial
Funding or top-up fee
Not disclosed
Regions
Global
Annual fee
$0 (Basic with Virtual Card), $199 (Premium)
FX fee
0.75%-1.75%
Rewards
The final reward distribution was 16 July 2026; no further rewards are distributed
ATM fees and limits
$2,000/day
Requirements
None
KYC
None
Issuer sourcesReview 3 sourced detailsShow sources

From the issuer

Latest card details

Lifecycle
SUNSETTING: new applications and issuance ended 8 July 2026; all cards stop 7 August; platform closes 6 SeptemberApplies to the card program
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Reward Status
The final reward distribution was 16 July 2026; no further rewards are distributedApplies to the card program
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Acquisition
Cypher was acquired by Nium; a future product is being rebuilt and is not the current cardApplies to the card program
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