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Cypher / card profile
Cypher Card
Visa / Prepaid
At a glance
Card details
- Card model
- Prepaid
- Payment network
- Visa
- Funding model
- Non-Custodial
- Funding or top-up fee
- Not disclosed
- Regions
- Global
- Annual fee
- $0 (Basic with Virtual Card), $199 (Premium)
- FX fee
- 0.75%-1.75%
- Rewards
- The final reward distribution was 16 July 2026; no further rewards are distributed
- ATM fees and limits
- $2,000/day
- Requirements
- None
- KYC
- None
Issuer sourcesReview 3 sourced detailsShow sources
From the issuer
Latest card details
- Lifecycle
- SUNSETTING: new applications and issuance ended 8 July 2026; all cards stop 7 August; platform closes 6 SeptemberApplies to the card program
- View source
- Reward Status
- The final reward distribution was 16 July 2026; no further rewards are distributedApplies to the card program
- View source
- Acquisition
- Cypher was acquired by Nium; a future product is being rebuilt and is not the current cardApplies to the card program
- View source
Direct links open the current official source for each detail.